The Importance of Uninsured and Underinsured Motorists’ Coverage for Motorcyclists

vehicle-policy

If you ride a motorcycle, here’s one thing you want to make certain you have—the maximum coverage on your own motor vehicle insurance for uninsured motorist and underinsured motorist coverage.

What is Uninsured and Underinsured Motorists’ Coverage?

With almost every motor vehicle insurance policy, there’s an additional rider that can be purchased (for an additional premium) that provides additional coverage to you should be involved in an accident with a driver who either has no insurance or has limited insurance. It’s a very good idea, as a biker, to purchase this additional coverage, as any injuries suffered in a motorcycle accident will likely be serious. As a result, even if the other driver has insurance, if your injuries are extensive, you may exhaust the limits of liability before all your losses are covered.

There’s a fundamental difference between uninsured motorists and underinsured motorists coverage. An uninsured motorists provision applies when the other driver had no insurance to cover the costs of any injury or property damage. An underinsured motorists’ provision is designed to address those situations where the amount of coverage the at-fault party has will not cover all the losses incurred. For example, you may have traumatic brain injury or spinal cord trauma, with projected costs of health care or other needs of hundreds of thousands of dollars or even a million dollars or more. If the person who cause the accident had a cap of $50,000 on liability for any accident, you may need to pursue a claim against your own policy to get the benefits you need.

Contact Weber & Nierenberg

At Weber & Nierenberg, we bring almost 30 years of experience to people in and around Sacramento who have been injured in a motorcycle accident. We built our practice on a strong commitment to personal service and attention. We’ll take the time to learn the unique aspects of your case, so that we can tailor our representation to get the outcome you want. When you hire us to help you pursue full and fair compensation for all your losses, Joe Nierenberg will work directly with you throughout the process.

To set up a free initial consultation with an experienced California motorcycle accident injury attorney, contact Weber & Nierenberg by e-mail or call our office at 1-866-288-6010.

Burn Injuries in the Bay Area and Throughout Northern California

Information Regarding Your Rights and Options Following Injuries and Accidents

Burn Injuries

When you are injured by severe burns, you need special legal assistance. Legal assistance from an attorney who understands the psychological trauma of pain, scarring and disfiguration. Legal assistance from an attorney who can help you obtain the medical care you need. And Legal assistance from a lawyer who is experienced in investigating burn-related accidents and who has a track record of obtaining high-value compensation following serious accidents.

Attorney Joseph S. Nierenberg of the Bay Area law firm of Weber & Nierenberg have decades of experience handling burn injury and severe-injury cases, including injuries resulting from:

Have burns resulted in facial or bodily disfigurement? The need for skin grafting? The need for long-term and/or expensive treatment from a specialist or burn unit? Inhalation injuries?

We can help following first-, second- and third-degree burns. Legal challenges will likely involving determining the cause of the accident and injuries, identifying responsible insurers, determining the value of your claim and pursuing the full compensation you are owed.

Insurers will likely attempt to minimize the value of your claim, regardless of the facts and regardless of the extent of your injuries. They may even try to settle quickly with you for a minimal sum to avoid future exposure to financial responsibilities. Don’t settle less than the full compensation you need and are owed. Instead, contact Weber & Nierenberg to discuss your case at no charge. Call 1-866-288-6010.

Making Smart Decisions About Emergency Medical Treatment

Emergency Medical Treatment

If you have been involved in an auto accident recently, you have a lot to think about. Getting your car repaired, arranging for a loaner vehicle, dealing with your insurer, or responding to a traffic citation can all seem like top priorities in the immediate aftermath of a car crash.

In the most serious motor vehicle accidents, of course, emergency medical treatment will be the first thing to look after when a driver, passenger, bicyclist or pedestrian was badly hurt. In low-impact or single-vehicle accidents, however, when there appears to be no serious injury, people often forget that soft-tissue trauma in the knee, shoulder, wrist or neck can cause serious problems for a long time to come.

If you need advice about the best ways to seek and obtain effective medical treatment after a car accident of any severity, contact the California personal injury attorneys at Weber & Nierenberg for a free consultation about your options. With offices in San Francisco, Oakland, San Jose and San Rafael, our law firm is convenient to clients throughout the Bay Area. Our lawyers have recovered millions for people with injuries of all kinds under a wide variety of accident scenarios.

Emergency Treatment Is the Starting Point for Your Medical Evidence

One problem that car accident victims have in common is the need to prove their injuries in detail, with proper medical evidence, and with a solid projection of future treatment needs. This is true in multimillion-dollar disability cases, strain or sprain cases, and everything in between. Unfortunately, people whose injuries do not seem to be especially serious often decline emergency medical treatment, only to discover later that they are experiencing problems that were probably caused by the accident.

If you wait too long to get medical attention for car accident injuries, you run the risk that you won’t be able to prove a connection between the collision and your health problems. If you were hurt in any way at all, you should get medical attention as soon as possible. Don’t be surprised if you come out of the emergency room with a clean bill of health, only to discover symptoms in the following days or weeks. Certain injuries to the head, neck, back or joints can get worse instead of better over time. Not all injuries are identified or diagnosed in emergency treatment, either.

Protect Your Interest in Full Compensation for Car Accident Injuries

By getting medical attention shortly after an accident, you’re creating a clinical starting point for the evaluation, treatment and eventual compensation for any injuries that might have been caused or aggravated by the crash. You should also keep in mind that so-called minor injuries do not always respond to conservative treatment, even if for most people similar symptoms clear up soon.

At Weber & Nierenberg, we have seen many cases where soft-tissue injuries to the knee, shoulder, neck or back turned out to generate six-figure accident claims due to missed work, repeated surgeries, or chronic pain and suffering that proved resistant to medication and chiropractic treatment.

If you refuse medical treatment right after an accident, you are unnecessarily complicating the process of proving a causal relationship between the injuries that might later develop and the car crash. If an insurance company sees the opportunity to deny or limit coverage for an accident claim, it will certainly pursue it. Early medical attention is one of your most effective tools for protecting your interest in full compensation.

Call 866-288-6010 to Discuss Your Injuries With an Attorney

Learn more about the ways experienced Bay Area personal injury lawyers can help you get the most out of your available medical coverage while protecting your interest in full compensation for apparently minor injuries. Contact us at any of our four locations for a free consultation, or visit our website at www.weberandnierenberg.com.

 
 
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