Underinsured Driver and Recovering Compensation from an Accident!

In cases involving serious head, burn, or spinal cord injuries, the insurance policy limits of the driver that hit you may not be enough to cover the costs of your injuries. If you have uninsured / underinsured motorist coverage, you can file a claim with your own insurer to cover the rest of your losses up to your policy limits. Additionally, depending on the specifics of your case, you may be able to sue the underinsured driver that hit you if he or she has additional sources of insurance (such as an umbrella policy or homeowner’s policy).
Dealing with Your Insurer when filing an Uninsured / Underinsured Claim

If an underinsured driver hit you, his or her insurer may offer you a one-time settlement to quickly resolve your injury case. Before you accept the offer, however, it’s important to discuss the matter with your own insurer. In some cases, your insurer may offer to pay your claim in order to seek additional damages against the other driver’s insurer through subrogation.

Since insurance companies are interested reducing the amount of money they payout in claims, you may encounter difficulties with your own insurer. For example, if it can be shown that you were partially at fault in the accident, the amount of compensation you are eligible to receive will be reduced by the percentage of your fault: if you suffered $100,000 in losses but are deemed 50% at fault, the most you could recover would be $50,000. For this reason, it’s important to consult an attorney who can protect your rights and ensure your insurer doesn’t engage in bad faith insurance practices.

Weber & Nierenberg – San Francisco Uninsured / Underinsured Attorneys

Dealing with hospital bills, property damage, and lost wages after being hit by an uninsured or underinsured driver can be stressful and frustrating. Hiring a personal injury attorney to protect and assert your rights and interests can reduce your anxiety and ensure your insurer doesn’t try to take advantage of you. To learn how our personal injury lawyers can help you, email San Francisco car accident attorneys or call 1-866-288-6010
today.

Bikes allowed on BART on Fridays as part of New Pilot Program

San Francisco Bicycle Injury Attorneys

Bart Train

According to a recent announcement posted on it’s website, BART has instituted a pilot program to explore how allowing bicycles on trains will affect other commuters and train conductors. Starting in August, bicycles will be allowed on trains all day long on Fridays. The pilot program will not change existing rules governing bicycles on BART trains during the rest of the week. Consequently, current rules and prohibitions governing bicycles remain in effect.

According to BART’s website, the East Bay and San Francisco Bicycle Coalitions have played a key role in the design and implementation of the program. In particular, the San Francisco Bicycle Coalition (a 12,000 member organization) has long called on BART to make it easier for bike riders to use BART. Given the proximity of BART lines to Bay Area cities, combining bicycles and BART only makes sense, reducing traffic and emissions in the process.

Evaluating the Pilot Program

According to BART, the pilot program will be evaluated every Friday. In general, BART will consider feedback from riders – cyclists and non-cyclists – and the amount of time a train needs at each station to allow cyclists to board. After evaluating these and other issues, proposed changes will be submitted to the BART Board for consideration. BART’s Bicycle Advisory Task Force is also working with BART’s Disability Task Force to ensure access issues are addressed in conjunction with pilot program.

San Francisco Bike Accident Attorneys at Weber & Nierenberg

Given the cost of gas and distribution of population throughout the Bay Area, we can only expect more bicycles on the road. Unfortunately, this also means more bicycle accidents. If you’ve been injured in a bicycle accident, it’s important to involve an experienced personal injury attorney as soon as possible since insurance companies often employ a number of tactics to reduce or avoid paying claims to injured cyclists. To learn how we can help you, contact Bay Area bicycle accident lawyers at Weber & Nierenberg today.

 
 
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