Underinsured Driver and Recovering Compensation from an Accident!

In cases involving serious head, burn, or spinal cord injuries, the insurance policy limits of the driver that hit you may not be enough to cover the costs of your injuries. If you have uninsured / underinsured motorist coverage, you can file a claim with your own insurer to cover the rest of your losses up to your policy limits. Additionally, depending on the specifics of your case, you may be able to sue the underinsured driver that hit you if he or she has additional sources of insurance (such as an umbrella policy or homeowner’s policy).
Dealing with Your Insurer when filing an Uninsured / Underinsured Claim

If an underinsured driver hit you, his or her insurer may offer you a one-time settlement to quickly resolve your injury case. Before you accept the offer, however, it’s important to discuss the matter with your own insurer. In some cases, your insurer may offer to pay your claim in order to seek additional damages against the other driver’s insurer through subrogation.

Since insurance companies are interested reducing the amount of money they payout in claims, you may encounter difficulties with your own insurer. For example, if it can be shown that you were partially at fault in the accident, the amount of compensation you are eligible to receive will be reduced by the percentage of your fault: if you suffered $100,000 in losses but are deemed 50% at fault, the most you could recover would be $50,000. For this reason, it’s important to consult an attorney who can protect your rights and ensure your insurer doesn’t engage in bad faith insurance practices.

Weber & Nierenberg – San Francisco Uninsured / Underinsured Attorneys

Dealing with hospital bills, property damage, and lost wages after being hit by an uninsured or underinsured driver can be stressful and frustrating. Hiring a personal injury attorney to protect and assert your rights and interests can reduce your anxiety and ensure your insurer doesn’t try to take advantage of you. To learn how our personal injury lawyers can help you, email San Francisco car accident attorneys or call 1-866-288-6010
today.

Still Great Potential for Accidents and Injuries on Public Transportation!

Public transportation has improved and certainly expanded over the last several years. However, there is still great potential for accidents and injuries on public transportation. If you have been injured in a public transportation accident, an experienced San Francisco personal injury attorney can help you determine if you are entitled to compensation for your injuries.
To help prevent an accident or injury while using public transportation the following safety tips may be helpful:
Do not rush to board a bus or subway, this way you can avoid falling or slipping and becoming injured.
As the bus or train approaches stand back from the edge of the platform or curb and stay a bit to the side to avoid being accidentally pushed or shoved off balance.
Do not try to enter a subway car when the doors are closing and ensure packages, pocketbooks and backpacks are clear of closing doors after you have entered the train.
Only use the emergency cord to prevent an accident or injury.
Do not run or walk on escalators—stand, hold the rail and face forward. Improper use of escalators can cause serious injuries.
Do not run for the bus—you can slip, trip or fall and sustain serious injuries.
Do not stand in stairwells or lean against doors while traveling on a bus—sudden stops could cause you to fall and become injured.
When boarding or leaving a bus watch for slippery surfaces, icy sidewalks or other hazards, which may cause you to fall.
A San Francisco personal injury law firm can help
Unfortunately, no matter how many advances have been made in transportation, accidents still happen and individuals can become seriously injured. If you or a loved one has sustained injuries in a public transportation accident contact us online or call 866-288-6010 to discuss your injury case.

Elderly couple struck by car at Blossom and Meekland in Hayward on 3/8/13

At approx. 5:00 a.m. in the morning of March 8, 2013, an elderly couple were crossing the street at the intersection of Meekland Boulevard and Blossom Way in Hayward when they were both struck by a car. They suffered serious injuries and were taken by ambulance to the hospital.

Pedestrians struck and injured by vehicles require expert legal assistance. The personal injury attorneys at Weber & Nierenberg law firm are well-experienced in pedestrian accident claims, car accident claims and wrongful death cases and will work hard and competently to obtain complete compensation for your injuries and losses.

If you or someone you know needs to know their rights regarding an auto, motorcycle, bicycle accident or other type of personal injury, call the attorneys at the Weber and Nierenberg law firm. Personal injury attorneys at Weber & Nierenberg will work hard to make sure all aspects are thoroughly covered. For a free consultation or to make an appointment, call 1-866-288-6010.

Horrific Car Crash Kills Three on Eastmoor Avenue in Daly City on 3/9/13

On the evening of March 9, 2013, on Eastmoor Avenue at its intersection with Randall Court in Daly City, three persons were killed as the result of a two-car collision. A fourth motorist was taken to the hospital. The cause of the collision has not yet been released.

Our sympathies go out to the members of the involved families.

Car accident claims involving wrongful death require expert legal assistance. The personal injury attorneys at Weber & Nierenberg law firm are well-experienced in serious injury and wrongful death cases and will work hard and competently to obtain complete compensation for your injuries and losses.

If you or someone you know needs to know their rights regarding an auto, motorcycle, bicycle accident or other type of personal injury, call the attorneys at the Weber and Nierenberg law firm. Personal injury attorneys at Weber & Nierenberg will work hard to make sure all aspects are thoroughly covered. For a free consultation or to make an appointment, call 1-866-288-6010.

Uninsured Drivers and Car Insurance in SF Bay Area: Issues and Answers

Uninsured Drivers

An estimated one in three drivers on Northern California roads are uninsured or underinsured. Statistics show that these people are among the least safe drivers on our roads. What can you do to protect yourself and your loved ones against dangerous uninsured motorists?

You can make sure that your insurance policy has adequate uninsured and underinsured motorists coverage. Your insurance carrier by law is required to offer you “UM” coverage in your policy. This aspect of insurance has been established to make sure that you will be compensated in case of injuries and damages caused by an underinsured or uninsured driver. It maybe useful to speak with your insurer to determine how much UM coverage you need to carry to make sure you are covered at an appropriate level in the event of serious injury.

Who Is Protected by Uninsured or Underinsured Motorists Coverage

  • Any family member living in the same house as you
  • Temporary visiting guests who borrow your car
  • Minor children with drivers’ licenses who do not live with you
  • College-age children away at college
  • Passengers in your car at the time of the accident
  • People injured by a hit-and-run driver

Even if you were walking when you were struck and injured, or even bicycling, you should be covered under your own UM insurance policy if the person who caused your injuries is uninsured. An attorney who is experienced in personal injury law can help you understand how to adequately protect your rights in situations like this.

Common reasons that drivers are uninsured or underinsured include:

  • The driver does not have legal status to be in the country
  • The driver has a criminal record and is not allowed to drive
  • The driver has a suspended license
  • The driver is hoping to save money

Uninsured Motorist Accident? Talk With a San Francisco Bay Area Personal Injury Lawyer

If you have been injured in an accident that involves an uninsured or underinsured motorist, an attorney at the law firm of Weber & Nierenberg, with offices in northern California and the San Francisco Bay Area, can help you understand how we may help you seek compensation for damages and injuries.

To discuss your concerns in a free, confidential meeting with one of our lawyers, please call 1-866-288-6010.

What Happens if I’m hit by an Uninsured / Underinsured Driver?

The Cost of Uninsured / Underinsured Drivers

In the state of California, motorists are required to carry insurance. Even so, there is still an alarming number of drivers on California roads that are either uninsured or underinsured. If you’ve been seriously injured by an uninsured or underinsured driver in a car accident it’s unlikely you’ll see anything from the person who hit you. As a result, you’ll have to turn to your own insurer and your uninsured / underinsured policy coverage to collect some or all of your losses.

Recovering Compensation when hit by an Uninsured Driver

Typically, uninsured motorist coverage is either included in your auto insurance policy or under umbrella coverage if you have it. While not all auto insurance policies include uninsured motorist coverage, if your policy covers more than the bare minimum, it’s likely you are insured against uninsured motorists. Here, it’s important to read your policy and talk to an attorney if your insurer tries to mislead you or deny your claim. If you have uninsured motorist coverage, your policy should pay for some or all of your costs after injured by an uninsured driver or in a hit-and-run accident.

Recovering Compensation when hit by an Underinsured Driver

In cases involving serious head, burn, or spinal cord injuries, the insurance policy limits of the driver that hit you may not be enough to cover the costs of your injuries. If you have uninsured / underinsured motorist coverage, you can file a claim with your own insurer to cover the rest of your losses up to your policy limits. Additionally, depending on the specifics of your case, you may be able to sue the underinsured driver that hit you if he or she has additional sources of insurance (such as an umbrella policy or homeowner’s policy).

Dealing with Your Insurer when filing an Uninsured / Underinsured Claim

If an underinsured driver hit you, his or her insurer may offer you a one-time settlement to quickly resolve your injury case. Before you accept the offer, however, it’s important to discuss the matter with your own insurer. In some cases, your insurer may offer to pay your claim in order to seek additional damages against the other driver’s insurer through subrogation.

Since insurance companies are interested reducing the amount of money they payout in claims, you may encounter difficulties with your own insurer. For example, if it can be shown that you were partially at fault in the accident, the amount of compensation you are eligible to receive will be reduced by the percentage of your fault: if you suffered $100,000 in losses but are deemed 50% at fault, the most you could recover would be $50,000. For this reason, it’s important to consult an attorney who can protect your rights and ensure your insurer doesn’t engage in bad faith insurance practices.

Weber & Nierenberg – San Francisco Uninsured / Underinsured Attorneys

Dealing with hospital bills, property damage, and lost wages after being hit by an uninsured or underinsured driver can be stressful and frustrating. Hiring a personal injury attorney to protect and assert your rights and interests can reduce your anxiety and ensure your insurer doesn’t try to take advantage of you. To learn how our personal injury lawyers can help you, email San Francisco car accident attorneys or call 1-866-288-6010 today.

 
 
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P. 415-788-3900

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